Forgetaboutit-If you're looking for just another Luxury home next to the national forest served by a paved road, perhaps even controlled by a restrictive HOA, forget about it. The Retreat on Tonto Creek is just that. It is near Payson but remote. The 100 or so residents of Bear Flat like it that way. The last six miles once you turn off highway 260, is a U.S. Forest Service Trail #405A dirt road. You'll pass campgrounds and pine forests. You may see elk or deer, probably open range cattle, and then, the last mile and a half you round two mountains which seem halfway to heaven with no guard rails. No one has ever gone over the side but you are aware of the possibility. At the end of your journey you find the Tonto Creek crossing, a concrete span that allows about three inches of water to flow over it. My first trip was in my Mustang but now I take the Expedition. As you enter Bear Flat you pass a long meadow with horses, very lucky horses. We used the meadow as a landing zone for a helicopter Open House. At the far end of the meadow on the creek side of the road is the lifetime dream of a world traveler who always came home to Bear Flat. 50 years in the making, This home is spectacular in its grandeur and captivating in its allure. This is a special place, a one of a kind property, a trophy home for one who aspires for privacy and self -fulfillment. . Today this retreat on Tonto Creek includes a large island kitchen, over 200 feet of view decking, a treehouse and over 700 square foot garage.